Boat/Watercraft Insurance in Virginia

Loss of your boat by an accident will cost you a considerable amount of money to replace or fix. In this regards, you may require a reliable insurance with good and effective policies. While learning about boat insurance, you should critically evaluate the policies to ensure that you settle for the most appropriate coverage. Armor Insurance Group which is based in Virginia Beach, VA, can help you with your boating insurance needs. Some of our most competitive insurances programs include:

Yacht and Small Boat Programs

This is a recreational boat insurance program which has been on the lead for more than twenty years. The flexible compensation approach that is used in this program will ensure that your boat or yacht is securely covered. The types of boats you can insure via this program include but are not limited to:

• Small Runabouts
• Sailboats
• Sporting Boats
• Pontoon Boats
• Recreational fishing boats
• Jet Skis

For more examples, reach out to an Armor Insurance Group agent.

Trailerable and Runabout Boat Programs

Through this program, you will easily get a proper marine insurance policy which includes a true marine coverage. This coverage might not always be included in the proprietor's package. Such a policy is recommended if you own a trailerable or runabout boat due to the high cost of replacement or repair. For more information, reach out to us at Armor Insurance Group.

Virginia State Insurance Requirements

You are not obliged to have a boat insurance policy if you are a resident of Virginia State. However, if you wish to secure a loan using your boat as collateral, then you need to have it insured. In doing so, you will be required to list the bank as the loss payee ensuring that their interests in the boat are covered. Additionally, there are those marinas which will require you to insure your vessel if you wish to maintain it at their facility.

According to the above Virginia State Insurance requirements, it is imperative that you insure your vessel to guarantee smooth operation. Armor Insurance Group, which is based in Virginia Beach, VA, will offer you the help you need with your boat insurance policies. Reach out to us by phone or stop by our office. We are proud to serve the state of Virginia and boaters alike.