Are Passengers Covered on Motorcycle Insurance?

Motorcycles are a great way to get around and a great way to have fun with the rider of your choice. There are some concerns however as to the safety of your passengers when riding. In most cases, your motorcycle policy covers a great deal more than you might imagine, and passengers are included. For those that are living in or around the El Centro, CA area, the agents with Armorcrest Insurance Services can help you find the policy that is best for you and your passengers.

Motorcycle insurance covers many things, including your passengers if you are involved in an accident. You passenger is covered on your liability only policy and you can add more coverage as needed. Your basic policy covers passengers up to a certain amount, often, up to $10,000 in medical bills. Any other bills can be obtained from the other driver’s insurance if the accident is not the fault of the motorcycle driver.

If you live in a no-fault state, you will need to contact your own insurance about getting compensation for medical bills so that you can get back to feeling great and living life. Most basic policies are going to cover passengers but you can always add more coverage over the state minimum requirement if you feel the need. For those drivers that always have a passenger, it may be beneficial to add more coverage to your policy for passengers. If you are almost always alone, you may not need to add more coverage.

For those that live in the El Centro, CA area, the agents with Armorcrest Insurance Services can help you find the policy that is going to work best for you and for your passengers to make sure that they are safe while riding.