Questions You Should Ask an Insurance Agent When Shopping For Auto Insurance

When it comes to choosing auto insurance, many car owners do not know how to make their choice. The most valuable source of information that you can use in order to make an informed decision is an insurance agent. Armor Insurance Group serving Virginia Beach, VA  and other nearby towns prepared a list of questions you should ask your insurance agent. 

What Exactly Is Covered If I Am Involved In a Car Accident And My Car Is Damaged? 

One of the most common misconceptions is that auto insurance will automatically pay for the repair and replacement of your vehicle in case of an accident. The truth is that without the right coverage, you will not have these benefits. To cover the repair and replacement of your car you will need to have collision coverage. 

How Do I Know That I Am Getting The Best Rates?

In order to make sure that you are offered the best rate, it is recommended to shop around. Most insurance companies have a free quote tool on their website, so you can input your information and get an idea of rates. You can also find an insurance brokerage firm that offers policies from several insurance companies to make sure that their clients receive the best rates. 

Are My Family Members Covered Under My Policy?

You may mistakenly believe that one car means one policy. However, if you are going to share your car with other family members, you need to get additional coverage to cover them. Your insurance agent will help you figure what type of additional coverage you need to buy and how much it will cost. 

Armor Insurance Group – We Help You Find a Perfect Policy 

If you are a resident of Virginia Beach, VA or any other nearby town, and you are currently shopping for auto insurance, our agency is ready to assist you. Our agents are experienced and knowledgeable professionals, who will provide you with the necessary information and answer all of your questions. Feel free to visit our website or give us a call.