Requirements for Buying Auto Insurance in Virginia

If you live in Virginia Beach, VA, and have bought a new car, you might be wondering what auto insurance requirements in the state are. Armor Insurance Group, a leading insurance agency in Virginia, understands this industry in detail and may provide some important insights that can help you make an appropriate decision to meet the minimum requirements. 

State Insurance Requirements

As you will see, two bodies regulate the requirements that you will have to fulfill before you can get an insurance cover in Virginia. The state government ranks the highest body and controls all the aspects of insurance in the state, and it is crucial to understand all its requirements. 

According to the state of Virginia, your insurance policy must meet the minimum requirements of covering bodily injury or death of one person amounting to $25,000, bodily injury and death of two or more people of $50,000, and property damage worth $20,000. If your auto insurance does not meet these basic requirements, the state may assume that you do not have a valid insurance policy. 

Insurance Company Requirements

Before insurance companies give you auto insurance in Virginia, they are also entitled to analyze various requirements to decide the premiums you will be paying. Your driving history will come into scrutiny in the entire process. Other important aspects checked include your driving experience, the driving age in the family, and any other relevant factor. 

If you are interested in getting auto insurance in Virginia Beach, VA, you’re likely to get overwhelmed by these requirements, especially if you’re a first-time buyer. As one of the most experienced agencies for insurance policies, Armor Insurance Group will guide you through the entire process and help you meet the necessary insurance requirements.