Some Virginia Beach, VA area residents are surprised to learn that additional flood insurance is often necessary to protect their homes from damage due to floodwaters. If you are in a flood plain, it is likely that your bank or mortgage holder will require a flood insurance policy as part of your financing. In other areas, there may not be that requirement, but flood insurance is still a smart idea because of our coastal location. Armor Insurance Group is here to answer all of your questions and address any concerns that you may have about floods affected your home. Our friendly and knowledgeable agents are here to work with you to determine which type of coverage is right for your location in the greater Virginia Beach area.
Virginia Beach and Flood Insurance
Because of its geographical location, Virginia Beach participates in the NFIP for certain communities. If you are within these areas, it is essential to have this important coverage! Coverage for water damage is generally determined by the cause of the damage, whether it be storms or floods. It is possible that your homeowner’s policy may cover one type of damage but not others. Because of this reality, having a dedicated flood insurance policy through the NFIP or a private insurance company is vital. When you have an appropriate flood insurance policy you can rest assured that your property and belongings will be covered in the event of damage due to floodwater.
Virginia Beach, VA residents are encouraged to contact Armor Insurance Group today and learn more about how flood insurance is the smart move. Call or stop by today and meet with one of our knowledgeable and helpful agents and gain the peace of mind that comes with knowing that you’re protected.