What Does Full Coverage Auto Insurance Cover?

Throughout Virginia Beach, VA, the roads can be difficult to navigate. All it takes is one person to slam on their brakes or skid on ice for there to be an accident. Even when you’re not on the roads, it’s possible to experience vehicle damage. As such, you want to have full coverage auto insurance.

At Armor Insurance Group, we explain full coverage auto insurance as a combination of liability insurance (what the state requires) with comprehensive and collision coverage. All of these are important because of the various scenarios that they can be used in. if you get into an accident with another vehicle, the liability coverage will take care of the other vehicle if you were at fault. The collision coverage protects your vehicle in a collision, whether it’s with a guard rail, a mailbox, or another vehicle. Then, comprehensive coverage takes care of all of the non-driving incidents, such as a rogue shopping cart, a hit and run, or a rock to the windshield.

You never know what’s going to happen and when. Vehicles can be expensive to repair and you don’t want to pay for it all out of pocket. It only makes sense to have as much coverage on your vehicle as possible. 

When you have what’s known as ‘full coverage,’ you have the protection to take care of your vehicle if it’s been an accident, vandalized, or damaged in some other way.

You don’t want to get into a situation where your insurance company denies your claim. It makes sense to have full coverage auto insurance in Virginia Beach, VA. When you’re ready to shop for a policy that works for your needs and your budget, contact us at Armor Insurance Group. One of our agents can ensure that you have the policy to provide peace of mind.