What Are the Components of a Basic Home Insurance Policy in the State of Virginia

Home Insurance is a requirement in the state of Virginia. Armor Insurance Group wants to be the shield that protects your home ownership and other aspects of your life. Whether you live in Virginia Beach, VA or the surrounding areas we want you to come in and learn how we can be the company you trust. We offer comprehensive policies for home ownership starting with the basics which include:

Property Damage Coverage – covers your dwelling and the other structures which may be on your property such as a garage or shed 

Liability Coverage – covers you if you are sued due to issues on your home property or outside of your house.

Medical Payments Coverage – if you are deemed too negligent to someone either on your property or elsewhere, the injured party will be covered 

Additional Living Expenses Coverage – if you must leave your home while it is being restored 

In our state, severe weather conditions occur every year. This weather makes the need for flood insurance crucial. Many homeowners believe that their home policy automatically covers floods. This is typically not the case, and a special flood insurance policy must be drawn to cover this peril. 

Armor Insurance Group serves the Virginia Beach, VA community, and many surrounding areas. We are unique in that we offer over eight different types of insurance: 

  • automobile
  • flood
  • boaters and watercraft insurance
  • business and commercial
  • motorcycle
  • condo
  • life

Stop by our office or call today to get more information on how you can be protected in every aspect of your lifestyle. Our agents are here to answer any questions you may have about a home insurance policy. Reach out to us today!